Discretionary Executive Compensation
Business and Salary Continuation Including Sections 302 and 303 Stock Redemption
Corporate Keyman Protection
Buy Sell Agreement and Financing
Split Dollar Plans

Health, Dental, Vision Insurance
Disability and Life Insurance
Various Types of Wrapping

IRS Qualified “Tax Deductible” Employee Benefit Plans
Simple Plans
Defined Benefit Plans
SEP
IRA
Non-Qualified Deferred Compensation Plans
Tax Shelter Annuities
Long Term Care
Employee Benefits
Guaranteed Money Plans*
Annuities that Guarantee Income for Business and Personal Needs*

* Insurance guarantees are based upon the claims paying ability of the issuing company and do not apply to the investment performance or safety of the underlying funds.Variable annuity investment value is subject to risk, including the loss of principal. Although variable annuities can be held in a tax qualified account, such as an IRA, there is no reason to move or own a variable annuity in such an account in order to achieve tax deferral. Variable annuities may offer other valuable features and riders that may make them attractive, but it is important that you understand and consider the additional costs associated with these and the value of the benefit(s). The optional riders are not available without first purchasing a variable annuity and may include limitations such as minimum holding periods and age restrictions. Variable annuities carry insurance related fees and charges, including surrender charges for early withdrawals.

Creation, Preservation, and Distribution of Assets
Charitable and Non-Charitable Gift Giving Benefits

Disability Income Plans
Income Continuation Plans
Disability Buy Out Plans